Many people wonder what the difference is between rent-to-own and financing through a bank. Here is how rent-to-own works at No Cred Sheds, and what to check before you choose.
Rent-to-own vs. bank financing
Bank financing usually starts with a credit check and a loan decision. Rent-to-own at No Cred Sheds starts with a short application checklist and a monthly payment under a written rental agreement with an ownership path. No credit check is required to apply, and approval is not guaranteed. We review every application.
What you need to apply
- A valid ID
- Proof of income
- Proof of residence
- A deposit or first payment may be required
What we confirm in writing
Before you sign, we confirm your monthly payment, the Washington delivery fee (which is included in the monthly payment shown on each shed page), delivery timing, and warranty coverage in writing. Your signed paperwork will explain the terms that apply if a payment is missed, so you can compare your options before you commit.
If you would like to discuss your options today, browse our shed sizes and monthly payments, build your shed online, or call or text No Cred Sheds at 360-968-4503 (text us).